Clear boundaries, from the start.

Effective September 24, 2026

These Terms govern your use of Peace of Claim. By using the service, you agree to them. If you do not agree, do not use the service.

1. What Peace of Claim provides

Peace of Claim is an organizational tool that helps users record claim information, maintain timelines and evidence lists, plan follow-ups, and export summaries. Features may change as the service develops.

2. Not professional advice or representation

Peace of Claim is not a law firm, insurance company, public adjuster, warranty administrator, medical provider, financial adviser, or government agency. It does not provide legal, insurance, medical, tax, or financial advice; interpret contracts; determine coverage; investigate, negotiate, settle, or communicate on your behalf; or guarantee an outcome.

Suggested wording and next steps are general organizational assistance based only on information you enter. They are not tailored professional advice. You remain responsible for reviewing your contracts, verifying information, preserving originals, meeting all deadlines, communicating with relevant parties, and obtaining qualified professional advice when needed.

3. Eligibility

You must be at least 18 years old and legally able to agree to these Terms. Do not use the service on behalf of another person unless you are authorized to do so.

4. Your information and responsibilities

• Provide information you are authorized to use and that is reasonably accurate.
• Do not upload unlawful material, malware, another person’s confidential information without authority, or content that violates intellectual-property or privacy rights.
• Avoid unnecessary highly sensitive information such as Social Security numbers, passwords, full payment-card numbers, or financial-account credentials.
• Maintain your own copies of important original documents and deadlines.

You retain ownership of content you submit. You grant Peace of Claim and its service providers the limited permission needed to store, process, display, and transmit that content solely to operate, secure, and support the service.

5. Device storage and accounts

When you use the public service without signing in, claim information and evidence are generally stored only in that browser on that device. Clearing browser data, losing the device, using private-browsing mode, or browser storage limits may cause permanent loss. Signed-in storage, when available, may allow syncing but is not a substitute for keeping your own copies. See How Your Data Is Stored.

6. Acceptable use

You may not attempt to disrupt or bypass security, access another person’s information, reverse engineer the service except where law permits, use automated systems that unreasonably burden the service, or use Peace of Claim for fraud, harassment, impersonation, or any unlawful purpose.

7. Availability and changes

The service may be interrupted, changed, limited, or discontinued. We may correct errors, add limits, or suspend access when reasonably necessary for security, maintenance, legal compliance, or protection of users and the service.

8. Third-party services

Peace of Claim relies on third-party hosting, storage, authentication, domain, security, and email providers. Their services may be governed by separate terms and privacy practices. We are not responsible for decisions made by insurers, warranty companies, contractors, attorneys, government agencies, or other third parties.

9. Disclaimers

To the maximum extent permitted by law, the service is provided “as is” and “as available.” We disclaim implied warranties of merchantability, fitness for a particular purpose, non-infringement, accuracy, uninterrupted availability, and any warranty that using the service will improve or resolve a claim.

10. Limitation of liability

To the maximum extent permitted by law, Peace of Claim and those involved in providing the service will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; lost data, opportunities, payments, coverage, or profits; missed deadlines; or decisions made based on the service. Nothing in these Terms excludes liability that cannot legally be excluded.

11. Intellectual property

The Peace of Claim name, design, software, and original service content are owned by or licensed to Peace of Claim and are protected by applicable laws. These Terms do not transfer ownership to you.

12. Governing law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules, except where applicable consumer law requires otherwise.

13. Changes to these Terms

We may update these Terms as the service changes. Continued use after revised Terms become effective constitutes acceptance where permitted by law. Material changes will receive additional notice when required.

14. Contact

Questions about these Terms may be sent to help@peaceofclaim.com.